Terms and Conditions

*The Staples Bonus Voucher (Voucher) is equal to 4% of the total regular credit purchases at Staples made on the Staples Card, FlexitiCard or Flexiti Wave Card between November 1 and December 31, 2023 less returns, refunds, and adjustments. Voucher will be issued within 45-60 days following December 31, 2023; valid email address and marketing opt-in required. Voucher may only be redeemed at participating Staples locations and online at www.staples.ca within 90 days of the date of issue for new product purchases on the Staples Card, FlexitiCard or Flexiti Wave Card and cannot be used towards payment of the Staples Card, FlexitiCard or Flexiti Wave Card account. No cash value. Only one Voucher per customer. Non-transferable. Gift Cards, Pre-Paid Cards and Postage Stamps purchases are not eligible. This program may be modified, suspended or cancelled at any time without notice and without restriction or penalty. You agree to release and hold Flexiti Financial Inc., Staples, and each of their respective officers, directors, agents and employees, successors, and assigns, harmless against any loss, damage, liability, attorney fees, consequential and punitive damages arising out of or in any way connected with this program. FlexitiCard, Flexiti and the Flexiti design are trademarks of Flexiti Financial Inc.

**O.A.C. Subject to terms of the Flexiti cardholder agreement. Offer valid from November 1 - December 31, 2023. Available in-store only. Minimum purchase of $299 (excluding taxes) required. Do Not Pay until 2025 promo plan: Promo period may be 13 or 14 months and will be disclosed prior to the completion of the transaction. For no payment deferred plans: no payments are required during the 13- or 14-month promotional period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 36.99% and 39.99%. Any balance at end of promo period bears interest at the Account AIR. Admin fee of $59.99 applies and will be financed with purchase. Promotions and terms may be changed without notice. Do not pay/ no payment deferred plans are not available for Quebec residents, however, other deferred interest promos are available (max Account AIR is 35%, annual fee of $39.99 applies). Promotions and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. Gift Cards, Pre-Paid Cards and Postage Stamps cannot be financed. Financing provided by Flexiti Financial. B.C. Licence No. 83660. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc

Personal Credit Card for Residents of Canada (excluding Quebec): O.A.C. On your Staples Card. Minimum purchase of $299.99 excluding taxes for 6 and 12 month plans. Promo period may be 90 days, 6 months or 12 months and will be communicated at time of purchase . For no payments deferred plans (available in-store only), no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual in terest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on th e account. Equal monthly payments (available online only) – no interest: no interest is payable during the promo period. Purchase is to be paid in equal monthly payments of principal plus payment protection insurance premiums, fees, and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 36.99% and 39.99%. Any balance at end of promo period bears interest at the Account AIR. Admin fee of $29.99 applies for 6 month plans and $59.99 applies for 12 month plans and will be financed with purchase (excluding Quebec resi dents). Promotions and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. Gift Cards, Pre Paid Cards and Postage Stamps cannot be fina nced. These plans are not available in Quebec. Financing is available for Quebec residents; information is available at point of sale (max Account AIR is 35%). Financing provided by Flexiti Financial. B.C. License No. 83660. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.

Personal Credit Card for Residents of Quebec : O.A.C. On your Bureau En Gros Card. Minimum purchase of $299.99 excluding taxes for 6 and 12 month plans. Promo period may be 90 days, 6 months or 12 months and will be communicated at time of purchase . Equal monthly payments  – no interest: no interest is payable during the promo period. Purchase is to be paid in equal monthly payments of principal plus payment protection insurance premiums, fees, and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% and 35%. Any balance at end of promo period bears interest at the Account AIR. Annual fee of $39.99 applies. Promotions and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. Gift Cards, Pre Paid Cards and Postage Stamps cannot be financed. Financing provided by Flexiti Financial. B.C. License No. 83660. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.