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Flexible Financing

The Staples card gives you the option to split OR defer payments for up to 12 months, all at 0% interest.


Plans vary in Quebec. Learn more

Split your payments
(in-store and online)

Make 3, 6, or 12 equal monthly payments, all at 0% interest

Plan Admin Fee
Regular credit $0
3-month term $0
6-month term $29.99
12-month term $59.99

Defer your payments
(in-store)

Defer your payment by 3, 6 or 12 months, all at 0% interest

Plan Admin Fee
Regular credit $0
3-month term $0
6-month term $29.99
12-month term $59.99

 



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Do it all from one account and Save with 4% back

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How do I signup? It’s as easy as 1-2-3

Pick your Staples products

- Eligible on everything
- Exceptions: gift cards, postage, prepaid cards

Signup and choose your plan

- Apply & Buy with instant approvals
- Pay in up-to 12 monthly installments OR defer your payment for up-to 12 months, both at 0% interest.

Enjoy

- Enjoy your new purchase

Terms and Conditions

Personal Credit Card for Residents of Canada (excluding Quebec): O.A.C. On your Staples Card. Minimum purchase of $299.99 excluding taxes for 6 and 12 month plans. Promo period may be 90 days, 6 months or 12 months and will be communicated at time of purchase . For no payments deferred plans (available in-store only), no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on th e account. Equal monthly payments (available online only) – no interest: no interest is payable during the promo period. Purchase is to be paid in equal monthly payments of principal plus payment protection insurance premiums, fees, and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% - 34.99%. Any balance at end of promo period bears interest at the Account AIR. Admin fee of $29.99 applies for 6 month plans and $59.99 applies for 12 month plans and will be financed with purchase (excluding Quebec residents). Promotions and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. Gift Cards, Pre Paid Cards and Postage Stamps cannot be fina nced. These plans are not available in Quebec. Financing is available for Quebec residents; information is available at point of sale (max Account AIR is 34.99%). Financing provided by Flexiti Financial. B.C. License No. 83660. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.

Personal Credit Card for Residents of Quebec : O.A.C. On your Bureau En Gros Card. Minimum purchase of $299.99 excluding taxes for 6 and 12 month plans. Promo period may be 90 days, 6 months or 12 months and will be communicated at time of purchase . Equal monthly payments  – no interest: no interest is payable during the promo period. Purchase is to be paid in equal monthly payments of principal plus payment protection insurance premiums, fees, and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% and 34.99%. Any balance at end of promo period bears interest at the Account AIR. Annual fee of $39.99 applies. Promotions and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. Gift Cards, Pre Paid Cards and Postage Stamps cannot be financed. Financing provided by Flexiti Financial. B.C. License No. 83660. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.

*O.A.C. Subject to the terms of the Flexiti cardholder agreement. Promotional plans and available interest rates vary based on the cardholder’s creditworthiness at the time of application. Financing arranged by Flexiti Financial Inc. B.C. License #83990. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.