Take control of your business expenses


Track, control and finance purchases with ease with just one account.

- Itemized billing
- Dedicated credit limit at staples
- Up to 60 day payment terms**

Take control of your business expenses


Track, control and finance purchases with ease with just one account.

- Itemized billing
- Dedicated credit limit at staples
- Up to 60 day payment terms**

Image of a credit card with staples logo

Staples Business Credit Account

60 day terms** and enjoy in-store financing
For any business applying with personal credit

** - 60-day deferred payment plan with no interest1 for residents of Canada (excluding Quebec) or 2 equal monthly payment plan with no interest2 for residents of Quebec.

Image of a credit card with staples logo

Staples Commercial Credit Account

30 day term and access to enhanced spend controls
For any business* applying with business credit

* - Excluding Sole proprietors.

Find the solution that meets your needs

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Staples Business Credit Account

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Staples Commercial Credit Account

Customer Eligibility All businesses
Applicant is the primary account holder and applies with personal credit
All businesses except sole proprietorships Applicant must be registered business for more than 1 year and applies with business credit*
Flexible Payments Terms - Pay in full or carry a balance
- 60 days to pay1 in store and online (excluding Quebec residents) OR
- 2 equal monthly payments2 (Quebec residents) in store and online
- Up to 12 months of in-store financing
- Pay in full
- 30 days to pay
- on purchases or shipments online and instore
Ease of Purchase

Use your virtual or plastic card online and in store
Use your account online and mobile app in store
Spend Controls - Dedicated Credit at Staples
- Up to 10 authorized users using the primary accountholder’s credit limit
- Unlimited users
- Coming soon: Spending limit by user
Purchase Tracking Itemized detailed billing in a monthly statement and online account management - Itemized detailed billing in an e-invoice and online account management
- Purchase order tracking
- Coming soon: Import transactions into your accounting software
Payment Options Pay by cheque or online banking - Pay by cheque or electronic fund transfer
- Coming soon: Online banking
Applicable Fees For residents of Canada (excluding Quebec residents):

- No annual fee
- Admin Fees on Promotional Plans In-Store Only
- 6 month plan - $29.99 admin fee
- 12 month plan - $59.99 admin fee
(excluding Quebec Residents)

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For residents of Quebec:

- No admin fees
- $39.99 Annual Fee
No annual Fee
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Late fee: 1.5% of outstanding balance may apply
Return payment fee: $50 applies
Apply Now

Terms & Conditions - Staples Business Credit Account

1Business Account for Residents of Canada (excluding Quebec): O.A.C. Subject to the Flexiti cardholder agreement. Promo period may be 60 days, 90 days, 6 months or 12 months and will be communicated at time of purchase. No minimum purchase or administration fees apply to the 60 and 90 day plan. Minimum purchase of $299 excluding taxes applies for 6 and 12 month financing plans. Admin fee of $29.99 applies for 6-month plans and $59.99 applies for 12-month plans and will be financed with purchase. For no payments deferred plans, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. For no interest equal monthly payment plans, no interest will accrue during the promo period. Purchase amount is to be paid in equal monthly payments plus payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promo offers on the account will be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on primary account holder’s creditworthiness at time of application. Current Account AIRs are 30.99% and 37.99%. Any balance at end of promo period bears interest at the Account AIR. Promotions and terms may be changed without notice. Financing provided by Flexiti Financial. Gift Cards, pre-paid cards and postage stamps cannot be financed.

2Business Account for Quebec residents: O.A.C. Subject to the Flexiti cardholder agreement. Promo period may be 2 months, 3 months, 6 months or 12 months and will be communicated at time of purchase. Minimum purchase of $299 excluding taxes applies for 6 and 12-month financing plans. For no interest equal monthly payment plans, no interest will accrue during the promo period. Purchase amount is to be paid in equal monthly payments plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, all promo offers on the account will be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on primary account holder’s creditworthiness at time of application. Current Account AIRs are 30.99%, 35% (max for Quebec residents) and 37.99%. Any balance at end of promo period bears interest at the Account AIR. Annual fee of $39.99 applies. Promotions and terms may be changed without notice. Financing provided by Flexiti Financial. Gift Cards, pre-paid cards and postage stamps cannot be financed.

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