Important Upcoming Changes to the Staples Personal Credit Card
As of October 31, 2020, we will stop accepting the Staples Personal Credit Card in stores and
online. You can continue to apply for a Staples Personal Credit Card and take advantage of special financing until then. If you are already a Staples Personal Credit Cardholder, your card will be closed and you will be responsible for the balance on your card.
You will continue to receive monthly statements and pay the amount owing like you normally would, until the amount owing is paid off. Please be assured that your financing terms will not change.
Stay tuned for exciting news on a new program to be announced on November 1, 2020.
No Annual Fee
Enjoy a practical and competitive payment tool with no annual fees.
Flexible payment options
Deferred payment and equal payment plans available in-store.
Online Account Management
You can check your balance, pay your account, change your address and even request a credit limit increase online.
Finance options only available in-store.
6 months no payments. No interest**
**6 Month No Payments, with No Interest offer is available with new and existing Staples Personal Credit Card only, on in-store transactions made until 27 October 2020. Gift / Prepaid Cards and postage stamps cannot be financed. Minimum purchase of $299 required. Subject to Fédération des caisses Desjardins du Québec (“the Federation”) approval. All annual interest rates indicated are subject to change. The “Deferred payment, no payments or interest for 6 Month” offer allows the customer to use a credit card issued by the Federation (“the Card”) to pay for a deferred payment purchase, without incurring interest during the period set at the time of purchase. If this purchase is not paid in full by the due date, an annual interest rate of not more than 21.9% applies and it is converted into equal and consecutive payments due in 12 monthly instalments if the converted balance is less than $1,000; 24 monthly instalments if the converted balance is equal to or greater than $1,000 and less than $3,000; or in 36 monthly instalments if the converted balance is equal to or greater than $3,000.
Annual interest rate on the card of not more than 19.9%. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying credit charges, except on cash advances and cheques. Minimum card payment is 5% of the total of: the balance shown on the account statement for the previous period; credit charges on purchases and monthly instalments that have not been paid on the due date for the current period; regular purchases, cash advances and cheques during the statement period and credit charges on cash advances and cheques. To which are added: monthly instalment(s) for the statement period, deferred payment purchases due on the statement date, past due amounts, and any other amount set out in the card contract. Information effective 16 September 2020.
Staples ® is a registered trademark of Staples, Inc., used under license by Staples Canada ULC.
